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Most credit cards offer an identify-theft protection program. Therefore, when shopping online, only use your visa or mastercard to make purchases. If you ever use a charge show up that you will be worried about, your visa or mastercard company will investigate the matter for yourself. Atm cards are far riskier and ought to be ignored.
Try online shopping before you purchase something offline. This a very good idea, because you could be out somewhere to see something you want, when you are able spend much less money online. When you check online first, you can save money as well as a trip, so always try that before you go offline.